| |  | | | Industry Perspectives - Social Inflation * Special Feature - Homeowners' Insurance * Contractual Risk Transfer/Additional Insureds/Certificates of Insurance * Business Auto * Insurance Laws & Statutes/Coverage Resources |
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| | Social inflation refers to factors unrelated to general inflation in the economy that underlie rising court awards. Although there are some who deny the existence of social inflation, the preponderance of evidence shows that social inflation and its effects are real. The insurance industry must take time to understand the reality of and potential harm that may or will result from social inflation. |
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| | Charts are probably the most helpful resource for keeping track of key Homeowners’ policy provisions. Being able to see key information in one, easy-to-read form aids in memory and retention; besides, it allows easy recall because the charts can be printed for easy reference. ISO’s release of its 2022 multi-state homeowners’ filing requires two different charts based on the edition date of the policy form being used. |
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| | If you deal with construction clients, you deal with contractual risk transfer, additional insureds, and primary and noncontributory problems. Download this 47-page Risk & Reality Report white paper FREE, now through March 31, 2022. |
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| | Now through March 31, 2022, view this three part webinar series dedicated to trailers, BAP coverage symbols, and BAP endorsements FREE of charge. |
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| | Constant debate swirls around the difference between independent contractors and employees. It seems that every contractor wants everyone to believe that everyone on the job site is an independent contractor; but we know that’s not true. Use these 17 “tests” to differentiate between a de facto employee and a true independent contractor. |
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